Abstract
OBJECTIVE: The prevalence rate of chronic diseases among the floating population is increasing with the acceleration of the aging society. However, factors such as the characteristics of mobility, and the problem of medical insurance reimbursement in different places lead to underutilization of health service and poor health. Therefore, this study analyzed the impact of medical insurance on health service utilization of floating chronic disease patients and the moderating role of health risk perception from the perspective of behavioral economics, such work could shed light on the realization of "Healthy China" strategy and "the Medium- and Long-term Planning for the Prevention and Treatment of Chronic Diseases". METHODS: We selected the data of China Migrants Dynamic Survey (CMDS) in 2017. A total of 5 640 migrants with chronic diseases were selected. Descriptive statistics was used to describe the basic characteristics of the sample, and binary Logistic regression model was used to analyze the relationship between the different types of medical insurance participation rate and the utilization of medical services, and the moderating role of health risk perception in this relationship. RESULTS: The participation rate of medical insurance was 21.9%. There was still 12.5% migrants with chronic diseases who did not utilize health services when they felt unwell. Only having medical insurance in inflowing area could increase the utilization of health services among migrants with chronic diseases. Health risk perception significantly positively moderated the association of medical insurance for urban employee or public medical insurance with health service utilization among migrants with chronic diseases. CONCLUSION: The medical insurance and health risk perception can promote the utilization of health services among migrants with chronic diseases. The government should break the barrier of the medical insurance system, improve the level of medical insurance, and strengthen the propaganda and education of chronic diseases prevention and treatment, so as to improve the level of health risk perception of migrants with chronic diseases. In addition, it is necessary to rationally allocate health service supplies and focus more on trans-provincial floating male patients with chronic diseases, who have low health risk perception and limited access to medical services, to improve health service utilization.