Abstract
This review establishes a comprehensive technical framework for aerogel-based fire-resistant coatings, from fundamental mechanisms to industrial applications. It analyses the multi-mode flame-retardant and thermal insulation mechanisms achieved through aerogels' synergistic suppression of heat conduction, convection, and radiation, establishing their theoretical basis. The work compares the intrinsic characteristics of silica-based, carbon-based, and bio-based aerogels, providing rational selection criteria for fire protection systems. The study examines key integration challenges: balancing nanopore preservation with interfacial compatibility, inherent mechanical weaknesses, conflicts between high filler loading and workability, and scalability issues. It evaluates targeted strategies including interface engineering, mechanical reinforcement, workability optimization, and low-cost production routes. Application prospects in construction, tunneling, and cable protection are outlined. This review provides a coherent progression from mechanisms and material properties to challenges and solutions, offering theoretical guidance and a technical roadmap for developing next-generation high-performance fire-resistant coatings.