Abstract
Choices between immediate smaller reward and long-term larger reward are referred to as intertemporal choice. Numerous functional magnetic resonance imaging (fMRI) studies have investigated the neural substrates of intertemporal choice via conventional univariate analytical approaches, revealing dissociable activations of decisions involving immediately available rewards and decisions involving delayed rewards in value network. With the help of multivariate analyses, which is more sensitive for evaluating information encoded in spatially distributed patterns, we showed that fMRI activity patterns represent viable signatures of intertemporal choice, as well as individual differences while controlling for age. Notably, in addition to value network, regions from cognitive control network play prominent roles in differentiating between different intertemporal choices as well as individuals with distinct discount rates. These findings provide clear evidence that substantiates the important role of value and cognitive control networks in the neural representation of one's intertemporal decisions.